The number of incidents involving ride-sharing services like Uber and Lyft is rising in Denver, along with their popularity. Because of the different insurance plans and liability concerns, navigating the legal complexities of Uber and Lyft accidents can be difficult.
Learning about these unique factors is critical to safeguarding your rights and obtaining fair compensation. Here’s how Denver auto accident attorneys can help assist victims of these challenging cases.
Understanding Insurance Coverage for Ridesharing
Coverage Periods
There are three coverage periods for rideshare insurance:
- Period 1: Limited coverage is available while the driver has the app open but has yet to accept a ride.
- Period 2: The coverage expands when the driver accepts a trip and leaves to pick up the passenger.
- Period 3: The passenger is covered in full until they are dropped off while in the vehicle.
Identifying Who Is Responsible for Rideshare Accidents
Driver’s Liability
Uber or Lyft’s insurance will handle the situation if a rideshare driver is at fault. In such circumstances, it is crucial to establish the driver’s carelessness, which frequently entails proving that the driver’s violation of the duty of care caused the collision.
Third-Party Liability
In certain situations, the responsibility may lie with a different motorist or a third party. Liability determination may be complicated and require careful study to determine the cause of the accident.
Company Liability
Although Uber and Lyft consider their drivers independent contractors, there are specific situations in which ridesharing firms might be held partially liable. This can happen if the vehicle’s maintenance problems or improper screening of the driver caused the mishap.
Steps to Take After an Uber or Lyft Accident
If you are involved in an accident with an Uber or Lyft vehicle, take the following steps immediately.
- Seek Medical Attention: Ensure you and any other parties receive necessary medical care.
- Report the Accident: Contact the police and file an accident report.
- Gather Evidence: Collect information from the scene, including photos, witness contact details, and the rideshare driver’s information.
- Reporting to Rideshare Companies: Promptly report the accident to Uber or Lyft through their respective apps. It is important to initiate the insurance claim process and document the incident.
Obstacles with Uber and Lyft Accident Reports
Insurance Company Strategies
By contesting the degree of guilt or the severity of injuries, insurance firms may try to reduce settlements. It is essential to have legal representation to fend against these strategies and guarantee that you are fairly compensated.
Complicated Legal Framework
Navigating the legal terrain around ridesharing accident claims requires handling several insurance policies and comprehending the specifics of each period’s coverage. Due to its intricacy, having knowledgeable legal counsel is crucial.
How Denver Auto Accident Attorneys Can Assist
Legal Knowledge
Denver auto accident attorneys experienced in rideshare accidents can offer priceless support. They are adept at navigating the complexity of liability disputes and insurance claims and know these situations’ particular difficulties.
Maximizing Compensation with an Auto Accident Attorney
By carefully recording all accident-related costs and skillfully negotiating with insurance companies, attorneys seek to maximize your compensation. Securing the greatest possible result for your case is their main objective.
Accidents involving Lyft and Uber cars pose particular legal difficulties because of the different insurance policies and liability concerns. You may negotiate these difficulties and obtain just compensation by being aware of these factors and enlisting the aid of knowledgeable Denver auto accident attorneys at William McBride Law Group.